• Social Banking that Transforms Lives...

    Own your journey towards smart saving, convenient purchasing and quick loans at your fingers tips.

    Start Your Journey


Itís not how much you earn, rather how much you keep, that belongs to you. Start your journey to smart saving with eSACCO on the road to financial independence.


Donít get frustrated a business that has no financing or delayed urgent needs. Take advantage of our low interest rate loans.


Have access to your cash at your finger-tips with our Wallet function on the app.


Purchase as many shares as possible and earn dividends annually.

Financial transformation is our Motivation

Similar financial needs with varied financial journeys means we each require personalized solutions. That's exactly what eSSACO delivers.

Get Started

Consistent availability with flexibility

The eSSACO app is available for download on google play store to iOS and Android platforms on either your tablet or smartphone.

This guarantees your account is secure with unlimited access.

Download Android

Why Choose eSACCO


  • No monthly charges†
  • Transfer money to other members free of charge†
  • Low interest rates on both secure and pay-day loans


  • Cut out time spent in queues with the Esacco app
  • Loans processed within 24hrs after validation


  • All you need is a smart phone with internet
  • Easy to use app
  • On-hand technical support†


  • We walk you through our saving and lending process so you can manage your expectations with no unpleasant surprises


  • Safe money and secure data are at the pinnacle of our operations. Rest easy knowing you are in the hands of a professional team.